Dreaming of a property in the Tuscan or Umbrian hills, or a historic flat in an Italian city of art, is the first step; the second is to make this project financially sustainable. For Great Estate clients, the search for the perfect property now has a key ally: Fidea Srl and its brand dedicated to the foreign market, TOP Italian Mortgage.
Who is Fidea Srl: over 20 years of experience in credit
Fidea Srl is a credit brokerage company with a solid history spanning more than 20 years. Through the TOP Italian Mortgage brand, the company represents excellence in the international mortgage segment in Italy.
The structure was created with the specific aim of assisting:
- Foreign citizens who wish to invest in Italy.
- Italian citizens residing abroad with income generated outside the national borders.
Based in central Italy, Fidea’s consultants operate successfully throughout the country, including the islands.
Services offered: comprehensive management
Fidea’s core business is not limited to simply providing mortgages, but extends to a range of integrated services designed to overcome technical and bureaucratic barriers:
- Credit brokerage: Direct support for those who have already identified a property and need financing.
- Personalised advice: Strategic guidance that allows customers, supported by their estate agent, to carry out a targeted and effective search.
- Legal assistance: Support during the most delicate stages, managing the technical and legal complexities of the purchase process.
- Specialised Language Support: Translation and interpreting services to assist the client at every stage, also offering support to the estate agents involved.
What can Fidea do for Great Estate clients?
For an international Great Estate client, interacting with the Italian banking system can be complex. Fidea Srl simplifies this process thanks to its established relationships with leading Italian credit institutions.
Solutions for every need
Whether it’s a purchase (first or second home), a renovation, an auction purchase or the need to obtain liquidity, Fidea has specialised channels for every transaction.
Conditions and Evaluation Criteria
Fidea evaluates the profiles of private individuals, both employees and self-employed, with incomes expressed in Euro (EUR), Pounds Sterling (GBP), Dollars (USD, CAD) or Swiss Francs (CHF). Other currencies can be analysed on a case-by-case basis.
The key points of the offer include:
- Financing: Usually up to 60% of the purchase price.
- Sustainability: A maximum instalment not exceeding 35% of net monthly income.
- Flexibility: French-style amortisation plans (constant instalment including interest and capital) with fixed or variable rate options.
- Advantages: No penalties for early repayment.
Thanks to its in-depth knowledge of banking criteria, Fidea can provide quick answers on the transaction feasibility and identify the best available solution in the Italian banking landscape.
The first step towards your home in Italy
It all starts with a simple assessment. Fidea has developed a dedicated questionnaire to gather basic information and define the most appropriate process for each client.
Contact the Great Synergy team for more information.
Great Synergy: the network of trusted companies and professionals to realise your real estate projects
In addition to the real estate brokerage services offered by Great Estate, thanks to Great Synergy you can get everything you may need to manage, income or customise your prestigious property.
